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Monthly Archives: November 2007
Is this the way that a debt consolidation company works? They reduce the amount?
Edward Scissor hands asked: What is a good debt consolidation company that will negotiate what you owe by negotiating with the creditor, and then you owe less than before to each creditor, but you owe them for one big new … Continue reading
Posted in Personal Finance
Tagged Consolidation Loan, Creditor, Debt Consolidation Company, Debts
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Do you have to be behind in paying to qualify for debt consolidation?
Sam asked: Also, can a revolving line of credit (it’s also a atm card) be included in a debt consolidation? And can I choose to leave out a loan or specific credit card where I have 0%?Debt Consolidation
Posted in Credit
Tagged Atm Card, Credit Card, Debt Consolidation, Revolving Line Of Credit
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Should I consolidate my student loans before my 6 month grace period?
Josh F asked: I am now working full-time and although I’m not making a ton of money; would it be in the best interest of me to consolidate my loans and start paying them off now rather than later? Also, … Continue reading
Debt consolidation will leave you with a huge debt ratio, and close all your credit cards?
Heart asked: When you consolidate debt, it shows all old debts as being paid, etc, but the one new debt ratio, which is the amount being owed to the consolidation company will be huge. QUESTION: Does It lower the credit … Continue reading
What are the advantages and disadvantages of debt consolidation?
jimmyaven asked: I have two credit cards that I have used over 5 years ago and never paid back. The total of the two cards FIVE YEARS AGO was $1000. Of course, by now, it should be close to $3000 … Continue reading
Posted in Credit
Tagged Credit Card, Credit Cards, Debt Consolidation Services, Debt Services
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Who would be the best company to consolidate my student loans?
Angela B asked: I only have $20,500 in student loans. I’ve heard some bad things about interest rates with Sallie Mae, while Nellnet will only consolidate if you have at lease $30K in loans. Any suggestions. I do believe that … Continue reading
Posted in Financial Aid
Tagged 30k, Borrower Benefits, Consolidate Loans, Good Advice, Interest Rates, Lenders, Nellnet, Sallie Mae, Student Loans
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