Dee Dee asked:


I have federal and state loans, and I am looking o consolidate but don’t know much about it. My grace period is just about up and I am trying to figure things out. Please help! Real answers only please. Thank you! P.S. I’m in Jersey if that make a difference.

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KiMbErLeE asked:


I’m in over my head in payday loans and Yes! I do know it’s a bad thing, problem is I need help and am looking to consolidate my bills and roll them into it. I know the bills on my credit will affect my credit, but will my payday loans show up? Do you recommend any companies?

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TiF asked:


Should I go to a debt consolidation company or work it out amongst myself?

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not in kansas anymore asked:


I have several Sallie Mae Signature Student Loans out, and I’m supposed to begin repayment in late November.

I know nothing about finances, but I’ve heard that if I consolidate my student loans, it can lower monthly payments, and it puts them at a fixed interest rate. Is this right?

How do I go about getting my Sallie Mae loans consolidated? Is it hard to qualify for it?

Also…do I have to have full-time employment before I consolidate?

Lastly, has anyone ever heard about student loan interest being tax deductible?

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Susan G asked:


I need to consolidate my sons loans and just have no idea where to begin.

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KristenM asked:


I have undergrad student loans from one bank that I consolidated, and then graduate student loans from another bank. I am graduating in August and at that point I would like to have them all consolidated so I am not paying 3 different people each month.

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