Apr
19
meek asked:
I’m considering consolidating my debt with the consumer credit counseling agency in my town but someone told me that it’s considered (i guess by potential creditors) the same as filing bankruptcy? Is this true?
LELAND
I’m considering consolidating my debt with the consumer credit counseling agency in my town but someone told me that it’s considered (i guess by potential creditors) the same as filing bankruptcy? Is this true?
LELAND
Apr
18
How does the concept of debt consolidation work? Especially as it applies to credit cards?
Filed Under Credit | 2 Comments
ikeasks asked:
I am trying to help someone who has aboout $10,000 in credit card debt, spread over 6 cards, get things turned around. Is there anyone who knows the options they have and which processes are the best. Any help is greatly appreciated.
BUFORD
I am trying to help someone who has aboout $10,000 in credit card debt, spread over 6 cards, get things turned around. Is there anyone who knows the options they have and which processes are the best. Any help is greatly appreciated.
BUFORD
Apr
14
Has anyone had a good experience with debt consolidation/credit counseling?
Filed Under Credit | 6 Comments
mrsfliege asked:
I am not referring to a consolidation loan, I am refer to the services that take your bills and lump them into one monthly sum. If you have had a good experience, which company did you use?
STEWART
I am not referring to a consolidation loan, I am refer to the services that take your bills and lump them into one monthly sum. If you have had a good experience, which company did you use?
STEWART
Apr
6
ml asked:
To make a long story short in exactly 1 year my husband and I went into $11,000 in credit card debt. I make every payment on time but sometimes can only make the min. payments and we have 6 credit cards. Does anyone have any info on debt consolidation loans? Or anything? Thanks
REUBEN
To make a long story short in exactly 1 year my husband and I went into $11,000 in credit card debt. I make every payment on time but sometimes can only make the min. payments and we have 6 credit cards. Does anyone have any info on debt consolidation loans? Or anything? Thanks
REUBEN
Mar
30
Kathy S asked:
Im Looking at a lot of credit card debt and its beginning to become to much for me. What services if any are the best to use when looking to consolidate? Fyi im have about 7 different credit cards with some substancial amounts on them!!Help Please!
RUBIN
Im Looking at a lot of credit card debt and its beginning to become to much for me. What services if any are the best to use when looking to consolidate? Fyi im have about 7 different credit cards with some substancial amounts on them!!Help Please!
RUBIN
Mar
24
Has anybody had any luck with debt consolidation through one of those companies?
Filed Under Credit | Leave a Comment
silverblack12345 asked:
Im about 10 grand in the hole! I have been missing payments to credit cards lately, and have medical bills that I haven’t even considered paying. I just make sure I keep my rent, and my care note payments up to date.
Im about 10 grand in the hole! I have been missing payments to credit cards lately, and have medical bills that I haven’t even considered paying. I just make sure I keep my rent, and my care note payments up to date.
I hear these advertisments all the time for debt consolidation companies (not bankruptcy) and was wondering if anyone out there has had any luck?
AVERY
Mar
21
How can I find debt consolidation thru the govt and not a for profit company?
Filed Under Credit | 6 Comments
Willow22 asked:
I have heard bad things about debt consolidators. The gov’t has a program to help but I don’t know how to find them - any ideas?
JOHNATHAN
I have heard bad things about debt consolidators. The gov’t has a program to help but I don’t know how to find them - any ideas?
JOHNATHAN
Mar
17
Are there any legitimate debt consolidation companies out there that are not rip-offs?
Filed Under Credit | 3 Comments
Billie G asked:
I am looking to consolidate a large chunk of debt, and I am hoping to lower my interest rate to 14 or 15%. Do any of you have any experience, and what might you suggest?
BURT
I am looking to consolidate a large chunk of debt, and I am hoping to lower my interest rate to 14 or 15%. Do any of you have any experience, and what might you suggest?
BURT
Mar
15
Are there any legitimate companies that can help you with debt consolidation?
Filed Under Credit | 3 Comments
Karen asked:
My husband and I have about $23,000 in debt and are considering going to one of the many debt counseling companies that we see advertised. Can they really help by working with the credit card companies ? Also do they all charge a fee and how do they work? Refinancing our home is currently not a option.
NIGEL
My husband and I have about $23,000 in debt and are considering going to one of the many debt counseling companies that we see advertised. Can they really help by working with the credit card companies ? Also do they all charge a fee and how do they work? Refinancing our home is currently not a option.
NIGEL
Feb
23
KOOLAID asked:
I’m trying to become debt free and need help with unsecured debts. been trying to locate a agent online but, getting kind of frustrated. NEED HELP ASAP!
ARRON
I’m trying to become debt free and need help with unsecured debts. been trying to locate a agent online but, getting kind of frustrated. NEED HELP ASAP!
ARRON