Category Archives: Credit

Can combining credit cards (NOT Debt Consolidation) hurt your credit score?

Day Dreamer asked: I have several credit cards, many from the same institution. I’d like to combine all the ones from the same institution into one. All the cards are paid off monthly – I am not carrying any debt. … Continue reading

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How does debt consolidation programs work?

Justice asked: I read that they pay off all your debtors. And you pay the consolidators once a month. So what are the pros and cons?Gerald

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What are some good debt consolidation companies?

tine105 asked: I just recently pulled my credit report and have some charge off’s that I would really like to pay off in order to increase my credit score. I am very concerned with companies that try to scam you … Continue reading

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What is the best debt consolidation company?

yonji asked: I have fallen over 60 days behind on a lot of my accounts and I have a couple things in collections. I do not own a home, but I really need to consolidate but I am afraid because … Continue reading

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does debt consolidation damage your credit?

D. Wade’s #1 fan asked: im thinking about doing it im not that far in debt about 5,000 but i just dont have the funds to pay my credit card bills anymore. what are some good debt consolidation places & … Continue reading

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I need some recommendations of places where one can get a loan for debt consolidation and education?

funsunjoy asked: With bad credit and being unemployed I need a loan to pay off a small amount of debt and a tuition for a 6 month education course so I can put myself in a better employment situation. Where … Continue reading

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How do debt consolidation agencies work?

Mike R asked: I have around $10k in various CC and collection notices and I really don’t want to file bankruptcy. But if anyone has experience in this matter, I’d welcome the advice!Rhonda

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Where can I get a low interest loan for debt consolidation?

his temptress asked: I have about $10,000 in credit card debt. The cards have been distroyed for about 9 months. I always pay more than the minimum amount due, never late payments etc. I cannot seem to make any headway. … Continue reading

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Can you use a student debt consolidation loan for personal use?

mistyerious asked: I have researched online and am still not clear on how this works. I really need a personal loan to help out with some other bills and am no longer able to take my classes. I am now … Continue reading

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Im thinking about filing chapter 13 and doing debt consolidation, any thoughts or experiences?

silverblack12345 asked: I pay all my bills on time (for the most part) but it’s nothing but the minium, I was thinking about doing chapter 13 debt consolidation, is this wise?Herbert

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