mbjb06 asked:


I was wondering how much does it cost to pay a debt consolidation company to help you, because I want to know if it’s worth it. I’m in so much debt making barely and I don’t know what else to do. On payday I usually just have 100-200 dollars to myself because the rest goes to my bills.

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Bauer asked:


I am a little suspicous because I have received literally hundreds of letters from various companies that want me to consolidate my student loans. Are they just trying to make money from me? Do I really benefit from consolidating? Please help! Thank you!

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Raul asked:


So Sallie Mae loans and Direct loans, I want to consolidate, lower my payment, etc. Once I do that, do they still have options for deferrment, such as lack of income, going back to school, whatever?

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