Should i consolidate my undergrad loans now or wait for my grad loans, then consolidate?

Ann asked:


I actually finished school in October and I’ve been trying to get in grad school for the last 6 months, but it appears i won’t start until August. I will have to start paying my undergrad loan on March 17. Should i consolidate now or what until I am done with grad school? If I start paying, will this not allow me to consolidate my unsub and sub at all? Unsure?

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