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Can you consolidate student loans and afterward get them deferred if you go back to school?

Filed Under Other - Business & Finance 

Raul asked:


So Sallie Mae loans and Direct loans, I want to consolidate, lower my payment, etc. Once I do that, do they still have options for deferrment, such as lack of income, going back to school, whatever?

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2 Responses to “Can you consolidate student loans and afterward get them deferred if you go back to school?”

  1. Create a video blog...instantly. on February 5th, 2008 2:57 am

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    Most likely that depends on who you consolidate with. Read the rules before you do it.

  2. Caffeinated Content on February 7th, 2008 4:38 am

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    No matter who you consolidate with you keep all your benefits. Deferment, In School Deferment, tax deductions, etc.

    As of July 1, 2006 you can not consolidate if you are currently in school more than 1/2 time so you may want to get this done quickly.

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