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BERNIE
it’s a crapshoot, but, there are ways you can protect yourself, check out the below site:
read, read, read.
Good luck.
LAWRENCE
you have the resources it is right in your own hands -== get out of debt on your own == down size your life style and get rid of wants now and take part of the money and put in a rainy day fund for emergencies!!! give everyone a iou for christmas and use that money to also reduce debt!!! i have faith you can bounce back = yes it will take hard work and time but you can do it!!!